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Your true hourly rate after commute, preparation, decompression, and work-related costs. Inspired by 'Your Money or Your Life.'
Gas, transit, parking, wear
Lunches, coffee, meals out
Extra grooming/prep beyond normal
Time to unwind after work
Nominal $/hr
Real $/hr
Reduction
You're actually earning $26.08/hr, not $36.06/hr
Work consumes 50 hours of your week (not 40), and costs $600/month in hidden expenses.
Annual Hidden Cost
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When you choose to ask a question, you bring your own data to the conversation:
"Based on your saved numbers, here are specific recommendations instead of generic advice."
Evidence-based strategies for Mind, Body, Heart, Wealth, and Spirit. No spam.